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FOR IMMEDIATE RELEASE Contact: Mary Schnack 800-529-7599 mary@prworks.ms Marketing Concepts Provides Credit Decisioning Software for Alpine Bank Marketing Concepts has recently joined with Alpine Bank; a Colorado based financial company, to provide automated credit solutions. Alpine Bank has 27 locally owned and operated banking locations with more than 66,000 customers and 37 ATM locations, throughout Colorado. Alpine Bank has implemented Marketing Concepts' Ability Credit Decisioning System software. This software solution offers a simple, automated and hassle-free loan application process. "We are looking forward to our partnership with Marketing Concepts to really build on our existing lending platform," says Glen Jammaron of Alpine Bank. "Applying Ability Credit Decisioning System software to installment lending will aid Alpine Bank as we continue to provide a higher level of customer service and quality for our customers." The Ability Credit Decisioning System streamlines the process of taking loan application information. Loan applications are entered directly into the Credit Decisioning System. Appropriate credit bureau information is instantly pulled from any of the three major credit bureaus. Beacon scores are combined with other demographic information determined necessary and compared against a predetermined loan approval standard. The lending decision can be made, compliant loan documentation can be automatically generated and a loan officer need not be involved. "The Ability Credit Decisioning System streamlines the loan process," says Diane Buzzeo, President of Marketing Concepts. "It gives instant credit approvals and the automated adverse action compliance allows banks to focus on approved loans." Alpine Bank has a long tradition of service. They offer local, friendly, professional service on a one-on-one basis for all banking needs. Marketing Concepts has been a leader in the direct commerce industry for over 20 years. By offering technology, marketing, operations, e-commerce, and software solutions, Marketing Concepts has the knowledge and tools to grow businesses in today's challenging global marketplace. For more information, please contact Marketing Concepts at (561) 330-3151 or visit www.marketingconcepts.com. For More Information: Florida Offices 1300 Park of Commerce, Suite 164 Delray Beach, FL 33445 Phone: 561.330.3151 Fax: 561.330.3154 Get the map to our Florida Office Map Get Driving Directions to our Florida Office Directions Minnesota Offices 130 Lake Avenue, P.O. Box 152 Spicer, MN 56288 Phone: 320.796.6245 Fax: 320.796.6036 Get the map to our Minnesota Office Map Get Driving Directions to our Minnesota Office Directions

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